000			02740nam a2200373Ia 4500
003			CIESS
005			20230830233847.0
008			230106c20012009mx kr pqon 0 0eng c
022			_a1870-2953
040			_aBiblioteca CIESS _bspa _cBiblioteca CIESS _dgvzj
041			_aeng
082			_aREV WSP No.8
100	1		_aNegrin, José L. _928737
245	1	0	_aIntroduction of basic accounts in Mexico to address the issue of access to the banking system: design and expected impact _ceditor invitado Pablo Cotler
260			_aMéxico _bCISS _bUIA _c2009
300			_a45-74 p. _bil. _c22 cm.
310			_aSemestral
362			_aRevista Well-being and Social Policy, Vol. 5, No. 1, First semester 2009
440			_aFinancial inclusion in Latin America _928736
500			_aTítulo en español: La introducción de cuentas básicas en México para enfrentar el problema de acceso al sistema bancario: diseño e impacto esperado.
504			_aBibliografía p. 74.
520			_aThis article presents the Mexican experience with the introduction of basic transaction accounts. Basic accounts are relatively cheap simple banking products with restricted functionality targeted at social groups that have limited access to transaction accounts. In Mexico, basic payroll accounts and accounts for the general public were introduced. By law, these products must be offered by all institutions engaged in receiving deposits and withdrawals, and balance inquiry and account opening fees may not be charged. This article analyzes the potential impact of the introduction of these products by estimating the access frontier using MxFLS data. It has been estimated that there are approximately 10 million potential basic account holders. For basic payroll accounts, it has been estimated that over 5 million individuals could benefit. Finally, this article presents lessons from international cases as well as from the Mexican experience with the introduction of basic accounts, which could be useful to other countries.
538			_aPDF 411 KB
650			_aSeguridad social _vPublicaciones periódicas _zMéxico _920432
650			_aSeguridad social _xBancos de desarrollo _vCrédito _zAmérica Latina _924075
700	1		_aLe Thi, Mai Linh
700	1		_aCruz, Paul de la
700	1		_aOcampo, Diadelfa
710			_aConferencia Interamericana de Seguridad Social _9114
710			_aUniversidad Iberoamericana. Ciudad de México _923683
856			_uhttp://162.222.203.113/Analiticas/ADISS2016-384.pdf _zDisponible ADISS2016-384
942			_cART _2ddc
999			_c30307 _d30307
773	0		_032179 _923736 _aConferencia Interamericana de Seguridad Social _b _dMéxico CISS UI 2006-2014 _o026977 _tWell-being and social policy _w _x1870-2961 _z