000 03193nam a2200349Ia 4500
003 CIESS
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022 _a1870-2953
040 _aBiblioteca CIESS
_bspa
_cBiblioteca CIESS
_dgvzj
041 _aeng
082 _aREV WSP No.8
100 1 _aMartinez, Jose
_924077
245 1 0 _aAssessing changes in household access to financial services in Mexico: an analysis of the BANSEFI/SAGARPA panel survey 2004-2007
_ceditor invitado Pablo Cotler
260 _aMéxico
_bCISS
_bUIA
_c2009
300 _a75-111 p.
_bil.
_c22 cm.
310 _aSemestral
362 _aRevista Well-being and Social Policy, Vol. 5, No. 1, First semester 2009
440 _aFinancial inclusion in Latin America
_928736
500 _aTítulo en español: Evolución de los cambios en el acceso a servicios financieros de los hogares en México: un análisis de la encuesta de panel BANSEFI / SAGARPA 2004-2007.
520 _aIn March 2004, BANSEFI and SAGARPA began a project to examine the impact on households I of the Program to Strengthen the Popular Credit and Savings Sector (Programa de Fortalecimiento del Sector de Ahorro y Crédito Popular), which was designed to help non-bank financial intermediaries to abide by the Ley de Ahorro y Crédito Popular (LACP), passed by the Mexican Congress in 2001. During the spring of 2004, 5,768 households were surveyed. The survey was repeated each of the next three years. Attrition over the survey period was substantial, but in 2007, 3,723 of the households surveyed in 2004 were interviewed for the last time. This report analyzes the household survey data in an attempt to shed light on the impact of the Program. The principal findings of the report are: 1) The penetration' of popular sector financial institutions increased markedly between 2004 and 2007. A conservative estimate shows that penetration among households in the surveyed communities increased by 20 percentage points (from 33 percent to 53 percent) over the three years. 2) Among survey households which were unbanked in 2004, households with higher expenditure levels in 2004, and households whose heads have higher levels of formal schooling, were more likely to have opened an account before 2007. This pattern is consistent with the tendencies in the baseline data. That is, in 2004, households with accounts were wealthier (measured by both expenditure levels and ownership of durable assets) and had higher education levels.
538 _aPDF 668 KB
650 _aSeguridad social
_vPublicaciones periódicas
_zMéxico
_920432
650 _aSeguridad social
_xBancos de desarrollo
_vCrédito
_zMéxico
_924078
650 _aMicrocrédito
_zMéxico
_924079
700 1 _aWoodruff, Christopher
710 _aConferencia Interamericana de Seguridad Social
_9114
710 _aUniversidad Iberoamericana. Ciudad de México
_923683
856 _uhttp://162.222.203.113/Analiticas/ADISS2016-385.pdf
_zDisponible ADISS2016-385
942 _cART
_2ddc
999 _c30308
_d30308
773 0 _032179
_923736
_aConferencia Interamericana de Seguridad Social
_b
_dMéxico CISS UI 2006-2014
_o026977
_tWell-being and social policy
_w
_x1870-2961
_z